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‘Buy Now, Pay Later’ (BNPL) is a payment method that is rapidly gaining popularity, especially among younger users. It allows customers to purchase goods or services immediately and pay for them over time, with few or no interest charges. The trend is shifting beyond luxury items and moving into everyday essentials as consumers lean into flexible payments options for everyday expenses.
This method is an attractive alternative to credit cards, largely because it simplifies the debt repayment process. Instead of a revolving line of credit